Momwe mungasungire bajeti ya banja - malangizo enieni

Ndani samangofuna kukhala ndi ndalama zofunikira mu nkhumba ya nkhumba? Mukufuna bwanji, kuti ndalama zowonjezera ndalamazo? Kuwonjezera apo, tiyeni ndi mochuluka momwe tingathere ndi malingaliro kuyesa kutaya ntchito yolimbika, ndipo ndalama ikugwiritsidwa ntchito mwakhama kwa chinachake. Ngakhale zovuta kuziwoneka, ndizotheka kusunga bajeti ya banja, chinthu chachikulu ndikumvetsera malangizo enieni, kukhala oleza mtima komanso, chofunikira, kukhala ndi chilakolako.

Kodi mungaphunzire bwanji kusunga bajeti ya banja?

Choncho, choyamba, ndizofunikira kulankhula za zomwe zimatanthawuza kukonza bajeti. Ndikofunika kuti tithe kutumiza ndalama zoyenera kuti tikwaniritse zolinga zake . Kuwonjezera apo, ndi chithandizo chake mungathe kukhala munthu wodziimira payekha.

Ndikofunika kuwonjezera kuti chifukwa cha kukonzekera nkokwanitsa kupereka moyo wotonthoza, kuwononga ndalama pokhapokha ndi zofunika komanso zofunika.

1. Malangizo nambala 1 . Pofuna kupulumutsa, simukusowa kudziletsa nokha, ndi mamembala onse a m'banja, zosangalatsa za moyo. Lembani mndandanda wa ziphuphu ndipo nthawi zambiri mumagula zopanda pake. Mwinamwake, mayi aliyense wa nyumba adzakhala ndi zomwe ayenera kuziyika mmenemo. Zingatheke, mwachitsanzo, kugula mopanda chidwi. Mmalo mogwiritsa ntchito ndalama pa izo, iwo akhoza kuyendetsedwa pa kusamalira okha, kupuma komanso ngakhale mphatso kwa achibale. Malamulo akulu omwe amathandiza kumvetsa zomwe mungasunge bajeti ya banja ndi: "Phunzirani kuika patsogolo. Musaiwale kuti muyenera kusunga ndalama. Ndi gawo ili lachuma la ndalama lomwe lingathandize kulimbikitsa moyo. "
2. Malangizo nambala 2 . N'kutheka kuti mwamvapo pulogalamuyo, yomwe iyenera kukhala ndi deta yolondola yokhudza zomwe munagwiritsa ntchito nthawi ndi nthawi. Zedi, ndi zabwino, koma pamene mumadzidwalitsa ndi zovuta ngati momwe anagula zidutswa zingapo za anyezi ndikudyedwa mu sabata, ndiye, mukuona, izi ndizochuluka kwambiri. Kusiyanitsa kosavuta: mu mawonekedwe a magetsi timalenga tebulo. Idzakhala ndi ndondomeko "Zowonjezera" ndi "Incomes". Mwachitsanzo, ikhoza kukhala katundu, zovala, malipiro a intaneti, kubwezeretsanso mafoni a m'manja ndi zina zotero. Chinthu chachikulu sichiyenera kugwiritsa ntchito podzaza tebulo ngati nthawi yanu yonse yaulere.
3. Malangizo nambala 3. Muyenera kuyamba kusunga bajeti ya banja, mutangolandira malipiro. Choncho, mwamsanga muzengereza gawolo la ndalama zomwe muyenera kulingalira kuti mupange ndalama zanu. Ndipo perekani ndalama zotsalira ndi mtendere wa m'maganizo.
4. Malangizo nambala 4 . Kodi amamiliyoni a kumadzulo amatha bwanji kuwonjezera ndalama zomwe zilipo? Inde, chirichonse chiri chosavuta. Ndiuzeni, kodi mukudziwa nthawi yambiri ya nthawi yanu? Koma sizingapweteke. Dziwani mtengo wa ndalama. Kuwerenga: mwachitsanzo, mu mwezi mumapeza 770 USD. Ndondomeko yanu ya ntchito ndi 176 maola. Chilichonse, nthawi ya moyo imadula 4,4 USD. Kuwononga ndalama zokwana 20 peresenti, mumataya mlungu wonse. Kodi sikunyoza? Izi zikutanthauza kuti, zingakhale zotheka kupita kutchuthi kwa sabata lathunthu.
5. Malangizo nambala 5 . Simukufunikira kusunga bajeti ya banja pa chakudya, chifukwa mukadula ndalama zambiri, mumamva kusintha. Pachifukwa ichi, ndi bwino kufufuza nkhani zazikuru. Izi sizinali kangati pa sabata yomwe munagwiritsa ntchito ndalama kuti mulipire pa basi, ndipo mwachitsanzo, pazomwe munayendera Lachisanu lapitalo.

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