Kusamalira ndalama ndi udindo wake mu chitukuko ndi phindu la ntchito

Musanayambe bizinesi yanu, wamalonda aliyense wamtsogolo sangadandaule kuti aphunzire, koma bwino kuphunzira mosamalitsa ndalama. Kodi cholinga cha kayendetsedwe ka zachuma ndi ntchito zotani zothandizira ndalama - tiyeni tiyese kuzilingalira.

Kodi kayendetsedwe ka ndalama ndi chiyani?

Woyang'anira aliyense ayenera kudziwa kuti kayendedwe ka ndalama ndi njira zina zomwe zipangizo zimagwiritsira ntchito kuonjezera phindu ndi kuchepetsa chiopsezo cha kusakhulupirika. Ntchito yake yayikulu ndiyo kupeza phindu lalikulu pazochita za phunzirolo m'malo mwa eni ake. Ndizozoloŵera kunena za ntchito zazikulu zogwirira ntchito:

• kukonza ndalama;
• chiwerengero cha ndalama;
• kulamulira kwa chuma chamakono, kusala;
• Kuyang'anira makampani opanga ndalama, kapangidwe ka ndalama;
• mapeto a mgwirizano ndi mabungwe a mabanki, ndalama ndi kusinthanitsa.

Kukonzekera bwino kwachuma

Dziwani zofunikira zokonza bizinesi sikokwanira. Zambiri zimagwira ntchito yofunika pano. Mukhoza kupeza zotsatira zowonjezereka, pokhapokha mutaganizira zonse ndikupanga ndondomeko yamakono pazochitika zamtsogolo. Kuyendetsa njira yonseyi ndikofunikira pa ndondomeko iliyonse yamalonda . Kusamalira zachuma ndi njira yothetsera ndalama, yomwe imati:

• kusankha njira zoyenera kupanga zosankha;
• Kuwonetsa zakuthupi za polojekitiyi;
• kusankha njira yabwino yolandira ndalama;
• chotsimikizika ndi magwero a ndalama;

Ganizirani za ndalama chifukwa cha zosiyana. Zimavomerezedwa kuti ndalama zimapindula pamene:

• phindu lalikulu;
• Kubwereranso kwa malonda kunaposa kupuma kwa mitengo;
• phindu la polojekiti inayake imaposa ena onse.

Ndikofunika kwambiri kuganizira chinthu ngati nthawi, chifukwa panthawi yambiri, mtengo wa ndalama ukhoza kuchepa, ndipo nthawi yayitali, nthawi yowonjezera ndalama. Pa chifukwa chimenechi, njira zoterezi zimagwiritsidwa ntchito:

• malipiro a ndalama;
• kuchotsera ndalama;
• njira zochepetsera chiwopsezo chokwanira.

Kodi ndi chikhalidwe chotani cha malamulo a golide a kayendetsedwe ka ndalama?

Kugwirizana ndi malamulo akuluakulu m'makampani onse nthawi zonse kumabweretsa zotsatira zabwino. Bzinthu bizinesi ndizosiyana. Maofesi ambiri ndi omwe akufuna kukhala ndi ofesi yapamwamba amadziwa malamulo a golide. Akatswiri ena amtundu uwu amatsimikizira kuti palibe chimodzi, koma osachepera zisanu zoterezi. Kuwatsatila, mungathe kupambana ndikudziwonetsa nokha ngati mpikisano wotsutsa komanso wamphamvu. Pali malamulo asanu a oyang'anira:

1. Sizingatheke kuti zinthu zikuyendere bwino popanda kugwiritsa ntchito mphamvu zogwirira ntchito zachuma . Zambiri zolephera mu bizinesi ndi zotsatira za kusamalidwa bwino, ndipo izi ndizokwanira zachuma, ndi ngongole, ndi kusowa kwa ndalama ndi ndalama.
2. Simungathe kulamulira zomwe sitingathe kuziyeza . Ngakhale kuti chidziwitso nthawi zambiri chimathandiza pa ntchito yake, ndikofunika kwambiri kuti muyese ntchito, choncho ndizofunika kuti mudziwe zomwe mungachite.
3. Ndikofunika kumvetsera zomwe zimayambitsa ndi zotsatira zake . Kuyeza zotsatira zomaliza sikukwanira.
4. Popeza chirichonse chiri chosavuta, ndizomveka kuyerekeza ndi kufanizitsa . Izi zimafunika kuti mupeze zotsatira zabwino. Kuti phindu liwonjezeke, bizinesi iyenera kukula.
5. Musaope zovuta . Chifukwa chimodzi chothetsera kulephera kwa mabizinesi mwina ndizochitika momwe maulamuliro amawoneka ovuta komanso ovuta.

Mitundu ya kayendetsedwe ka ndalama

Zimavomerezedwa kugawanitsa njira zoterezi:

1. Utsogoleri waukali umaphatikizapo kukwaniritsa zolinga mufupikitsa nthawi ndi ntchito yogwiritsira ntchito zakuthupi. Pa nthawi yomweyo, zoopsa zidzakhala zapamwamba kwambiri.
2. Wosamala ndizosiyana ndi zachiwawa. Pano cholinga chachikulu ndikuonetsetsa kuti kukhazikika kwa kampani kuli bata. Pankhaniyi, zoopsa zidzakhala zochepa.
3. Werenganinso ukhoza kutchedwa kusamvana kosamveka pakati pa chidziwitso ndi zachiwawa. Cholinga chachikulu cha chotsogolera ndi kuonetsetsa kufunika kwa ndalama komanso kukhazikitsidwa kwa inshuwalansi.

Zolinga ndi zolinga za kayendetsedwe ka ndalama

Zolinga za utsogoleri umenewu zimagwirizana kwambiri ndi ntchito zomwe zikutsatiridwa ndi phunziro lina. Ndizozoloŵera kukwaniritsa kukula kwa malonda a malonda. Ntchito za kayendetsedwe ka zachuma ndi izi:

1. Kupanga kuchuluka kwazinthu zofunika malinga ndi zolinga za kampani.
2. Kukonzekera ndi kukonzanso kayendedwe ka chuma ndi kampani yamakono.
3. Kukonzekera kwa msinkhu wa zoopsa zakuthupi.
4. Kupeza mawonekedwe awiri ndi njira zothetsera mgwirizano, zomwe zimapangitsa kuti pakhale chitukuko.
5. Kukonzekera kwa zosankha mu ndondomeko ya ndalama;
6. Kupititsa patsogolo mawerengedwe.
7. Kulamulira mkhalidwe ndi mphamvu za ntchito yogwiritsira ntchito.
8. Gwiritsani ntchito fano la kampaniyo.

Mfundo zoyendetsera ndalama

Otsogolera a kampani akhoza kukhala apamwamba kwambiri, koma pa izi ndikofunika kutsatira malamulo ena. Mfundo zoyendetsera chuma:

• kutsogolo kwa ntchito zothandizira;
• Kuphatikizana ndi dongosolo lodziwika bwino;
• Kugawidwa kwa kayendetsedwe ka ndalama ndi njira zothetsera mavuto;
• kumanga ndi kumamatira kumangidwe ka kampaniyo;
• kusamalidwa kosiyana kwa ndalama ndi ndalama;
• kuphatikiza kophatikizapo phindu la ntchito ndi kuwonjezeka kwa ndalama;
• kupanga zovuta kupanga zosankha;
• mphamvu zazikulu za utsogoleri.

Njira zogwiritsira ntchito ndalama

Lingaliro lenileni la kayendetsedwe ka ndalama liyenera kumveka kwa mtsogoleri aliyense mu izi kapena gawolo. Pa nthawi yomweyi, nkofunika kudziwa osati kudziwa kokha, komanso kugwiritsa ntchito njira zogwirira ntchito pazinthu:

• chiwonetsero;
• kukonza;
• njira yothandizira ndalama;
• ndondomeko yokonza;
• kulandira;
• malonda;
• kukwera;
• kukonza;
• chikhulupiriro;
• zolimbikitsa.

Kusamalira ndalama - mabuku

Sungani malonda ndi malingaliro athandizidwe ndi mtsogoleri aliyense wa bukhuli pankhani yosamalira ndalama. Mabuku oterowo adzalimbikitsanso wogulitsa malonda amtsogolo ndikuthandizani kumvetsetsa momwe angakonzerere ndondomeko yothandizira polojekitiyo kuti potsirizira pake azipeza kubwerera kwa ndalama zambiri. Pamwamba pa mabuku otchuka kwambiri:

• A. Sheremet "Theory of Economic Analysis" ;
• B. Mapulogalamu "Smart indicators indicators" ;
• D. Clayson "Munthu wolemera kwambiri ku Babulo . "