Anthu ambiri ali ndi mavuto ndi ndalama zawo, chifukwa ena amafunikira kwambiri, ndipo ena sali okwanira kugula mtundu wina. Pofuna kusintha zinthu ndi kukopa ndalama, mungagwiritse ntchito chithandizo chamatsenga, mutatha kuwerenga ndondomeko yapadera.
Chiwembu chokweza ndalama
Pali miyambo yambiri yosiyana, yomwe imagwirizanitsidwa ndi malamulo ena, zomwe zimayenera kuganiziridwa kuti zithetsedwe. Tsiku lofunika kwambiri lowerengera ndalama zowonjezera ndalama ndi Lachitatu, chifukwa limadziwika ndi mphamvu zamagetsi. Ndikofunika kutsatira malamulo onse, monga momwe kudzipangira kungakhale ndi zotsatira zoipa. Lamulo lina ndikuchita miyambo m'malo amtendere ndi okha. Musamaganize kuti matsengawo adzachita zonse, chifukwa amathandiza anthu ogwira ntchito molimbika okha.
Kukonzekera ndalama pa mwezi ukukula
Nthawi ya kukula kwa Mwezi imaonedwa kuti ndi nthawi yoyenera yopangira miyambo, yomwe cholinga chake ndi kuwonjezetsa chinachake, pakadali pano, mkhalidwe wachuma. Pali miyambo yambiri komanso zosiyana siyana zomwe zikufunikira kukonzekera dzungu lakuthwa. Chotsani njere zonse, ndipo kuchokera pa zamkati muziphika mbale. Mbewu ziyenera kuyikidwa kutsogolo kwa iwe patebulo ndi kunena katatu chiwembu cholimba cha ndalama. Pambuyo pake, afikeni mwachangu poto ndi kudya ndi banja lonse. Zotsatira zidzawoneka patatha mwezi umodzi.
Chiwembu cha ndalama mwezi wonse
Amakhulupirira kuti miyambo yowonjezera chikhalidwe cha mthupi imakhala yogwira ntchito nthawi yonse ya mwezi. Izi zimatheka chifukwa chakuti mwezi umagwiritsira ntchito mphamvu kwa mwezi umodzi, kenako umagwa pansi. Musanawerenge ndondomeko ya ndalama , muyenera kuyimba bwino, chifukwa izi ndi zofunika, kuyang'ana mwezi, kuchotsa malingaliro onse. Muyenera kukhumba ndalama, zomwe zikufunika. Ndikofunika kumva mphamvu ya mwezi, yomwe imayenera kudzaza thupi. Pambuyo pake, werengani chiwembu cholimba, chomwe chinalembedwa papepala.
Kukonzekera kwa ndalama pa mwezi wowonongeka
Nthawi yomwe Earth's satellite ikucheperachepera, amagwiritsidwa ntchito mu matsenga kuchita miyambo yofuna kuchotsa chinachake ndipo panopa, kusowa ndalama. Kuti muchite mwambowu, muyenera kuyamba kugula mu sitolo ya tchalitchi ma makandulo ofooka a kukula kwake. Panthawi ya kutha kwa mwezi, potozani makandulo kuti awoneke usiku kuti magetsi ayandikana. Kenaka werengani chiwembu choti mupange ndalama, dzidutseni nokha ndikusiya makandulo kuti awotche pawindo. Pamodzi ndi kuchepa kwa mwezi, mavuto amthupi adzatha.
Pali mwambo wina pa kupuma kwa mwezi Lamlungu, monga lero lino zikuyimira kukwaniritsidwa kwa siteji ina. Kwa iye, konzekani kandulo ya tchalitchi ndi chinthu chomwe chidzagwirizane ndi umphawi, mwachitsanzo, ziwiya zosweka kapena zovala zovala. Yambani kandulo, ikani chinthu chosankhidwa pafupi ndi icho, werengani pemphero lirilonse ndi conspiration pansipa.
Pa izi, batizani chinthucho. Pamene mau a matsenga akuyankhulidwa, m'pofunika kuyang'ana lawi la kandulo, kulingalira momwe ndalama ikubweramo. Kandulo iyenera kuzimitsidwa ndi zala kapena madzi. Inu mumayika chinthu chakale pamsewu, kuchiyika ku zinyalala, ndi kusiya popanda kuyang'ana mmbuyo. Ndikofunika kuchita izi patsiku la mwambowu, chifukwa sizingagwire ntchito. Mu nthawi yotsatira, mwambowu ukhoza kuchitidwa kachiwiri.
Chiwembu cha ndalama ndi tsamba la laurel
Ngati pali mavuto a zachuma, ndikusintha zomwe mungathe kuchita mwambo wosavuta ndipo musanayambe kutenga pepala laling'ono ndikulembera ndalama zomwe mukufuna. Ndikofunikira kuti izi zikhale zenizeni, zomwe zidzakulitsa mwayi wokwaniritsa zomwe adafuna. Tsamba la pepala linapangidwa kangapo ndipo liyikeni mu tini wamba akhoza, kuwuza ndondomeko ya ndalama pa tsamba la bay.
Pambuyo poyitana mawu amatsenga ku banki, muyenera kuyika ndalama zisanu ndi ziwiri, ndipo ulemu sulibe kanthu. Kenaka yikani masamba atatu a laurel ndi kutseka mtsuko ndi chivindikiro. Ikani chidebe pamalo alionse abwino ndikuyika pa ndalama tsiku ndi tsiku, popanda kuiwala kuti momwe ndalamazo zimachokera ku magwero osiyanasiyana. Pambuyo pa miyezi iŵiri, tengani ndalama ndikugwiritsira ntchito ndalama, koma mvetserani phokosoli ndi pepala m'malo opanda kanthu.
Kukonzekera ndalama pa madzi
Pali miyambo yambiri yogwiritsa ntchito madzi, chifukwa imatenga mphamvu. Mwambo woperekedwawu ukulimbikitsidwa kuti ugwiritsidwe ntchito mwezi watsopano. Kumbukirani kuti chigwirizano cha ndalama zoyera chiyenera kuwerengedwa ndi kutsimikizika kwathunthu mu zotsatira zabwino. Kwa mwambo, konzani madzi oyera ndi makandulo awiri a tchalitchi. Nkofunika kuti usiku uno mulibe mitambo mlengalenga, ndipo mwezi ndi nyenyezi zikuwoneka bwino. Ikani galasi la madzi opatulika pa tebulo, nyani kandulo pambali pake ndipo werengani chiwembu kasanu ndi kawiri. Sungani makandulo kuti awotchedwe ndi kumwa madzi ambiri.
Palinso chiwembu china cha ndalama, chomwe chimatchulidwa pafupi ndi khomo la kutsogolo, chifukwa mphamvu zomwe zimabwera m'nyumba zimalimbikitsa zotsatira za mwambo. Tengani chidebe cha galasi, kutsanulira madzi a ayezi mkati mwake ndikuchiyika pafupi ndi khomo la nyumbayo. Kuima pambali, sungani ndalama mu dzanja lanu lamanja, ndipo kumanzere - chokongoletsera cha golide, ndiwuzeni chiwembu. Pambuyo pake, ponyani ndalama mumadzi ndikuzisiya kwa kanthawi, kotero kuti imatenga mphamvu ya madzi yomwe yataya. Tulutseni ndi kuvala m'thumba lanu ngati chithumwa.
Kukonzekera ndalama kuti mukhale shuga
Mndandanda wa zinthu zamatsenga zomwe zilipo zimaphatikizapo shuga ya granulated, makristasi omwe amatenga bwino ndikugwiritsira ntchito mphamvu zamatsenga. Kuti muchite mwambo pamapepala, muyenera kulemba zofuna zanu za ndalama, ndiko kuti, kuchuluka kotani komwe mukufuna kulandira. Ikani pepalalo mu envelopu, yonjezerani shuga pang'ono ndi mawu alionse pamenepo. Pambuyo pake, sungani envelopu, lembani pa "Moyo Wokoma" ndikuuza chiwembu cha ndalama zofulumira. Mukhoza kusunga envelopu panyumba kapena kuigwiritsa ntchito m'thumba lanu, chinthu chachikulu sikutsegulira mpaka mutachizindikira. Ndalama zikalandidwa, zitsani envelopu.
Kukonzekera ndalama pa bili
Zimakhulupirira kuti miyambo, yomwe ndalama imagwiritsidwa ntchito, imakhala yogwira mtima kwambiri. Tengani chipembedzo cha chipembedzo chirichonse, gwedezani ngodya kuti katatu chitembenuke, ndiyeno pindani icho theka. Pogwiritsa ntchito ndalamazo, muyenera kuwuza ndalama zokhazokha ndikuziyika mu thumba la ndalama. Ndikofunika kuti musagwiritse ntchito bili, chifukwa ndalama zidzatuluka m'thumba lanu.
Pa mwambo wotsatira, muyenera kugula makandulo atatu okongola, chifukwa zobiriwira zimakhudzana ndi chuma ndi ndalama. Muzikonzekera ndalama zochepa za dola. Kuyamba mwambo ndikofunikira pakati pausiku mu nyengo ya kukula kwa mwezi. Kwenikweni pakati pausiku, ikani kandulo pa tebulo ndi katatu, ndipo ikani ndalama pakati. Kwa kandulo iliyonse, ikani galasi pamaso pa kalilole pakati. Poyang'ana pagalasi, uzani chiwembu katatu, kenaka, gwiritsani ntchito ndalama zamkati mkati mwa tebulo ndi sera ya makandulo.
Chiwembu cha chuma - zotsatira
Ngati munthu amagwiritsa ntchito miyambo yamatsenga, musadandaule kuti chinachake choipa chidzachitika. Izi sitinganene za mphamvu zakuda, chifukwa nthawi zoterezo munthu amapereka zochuluka kuposa momwe amalandira, ndipo nthawi zina zotsatira zimachitika patapita nthawi yaitali. Zowopsya ndizofuna ndalama, zomwe zimawerengedwa m'manda. Ngati palibe chidziwitso ndi matsenga, ndibwino kuti musagwiritse ntchito miyambo yakuda.
Ali ndi zotsatira ndi chiwembu cha chuma, chomwe chinawerengedwa ndi zolakwika ndi kusintha kwa mwambo wokha. Zikatero, zotsatira zogwiritsira ntchito ngakhale matsenga zidzakhala zosiyana, ndiko kuti, mmalo mwa kupeza chuma, ndalama ziyamba kutuluka m'thumba lanu ndipo padzakhala mavuto osiyanasiyana azachuma. Pofuna kuthetsa vutolo, nkofunika kuzindikira molondola zolakwikazo ndikuchita mwambo molondola.