Kodi mungakope bwanji ndalama ku banja?

Anthu ambiri amadandaula za mavuto a zachuma, ndipo mukhoza kukonza vuto chifukwa cha matsenga. Pali zifukwa zingapo za momwe mungakopezere ndalama kwa banja lomwe aliyense angathe kuchita.

Momwe mungakopezere ndalama kwa banja - zizindikiro

Pali zizindikiro zambiri zomwe zinkawoneka kale, ndipo zidapulumuka mpaka lero. Lingalirani momwe mungakopekere mwayi ndi ndalama kwa banja:

  1. Pofuna kusokoneza ndalama kwa inu nokha, munthu sayenera kulipira ngongole itadutsa. Inu simungakhoze kuchita izo Lolemba ndi kupereka Lachiwiri.
  2. Musasinthe ngongole zazikulu ngati simugula chilichonse.
  3. Malingana ndi chimodzi mwa zizindikiro, nkofunikira kugawira zinthu zonse zazing'ono zomwe zili mu thumba la ndalama, Lamlungu.
  4. Opempha akupempherera kusintha pang'ono ndikupereka mapepala a pepala.
  5. Palibe chomwe chingathe kuika ndalama patebulo.
  6. Ikani pa ngodya iliyonse pa ndalama, zomwe zingapange mphamvu zabwino.
  7. Simungathe kuliimbira mluzu m'nyumba, chifukwa zikhoza kuopseza ndalama, komanso osakhala patebulo.
  8. Sungani zolembera mu chikwama chanu, kuzifalitsa izo kukwera dongosolo ndi nkhope kwa inu nokha.
  9. Kuti musachotse mphamvu ya ndalama, musayime pambali.
  10. Ngati dzanja lamanzere likugunda, ndiye kuyembekezera phindu.

Kodi mwamsanga bwanji kukopa ndalama kwa banja?

Pali miyambo yambiri yomwe imapangitsa kuti zinthu zikhale bwino. Mwachitsanzo, pali mwambo wokopa ndalama zofunikira. Pochita izi, munthu ayenera kutenga makandulo asanu a tchalitchi, awunikire ndikuwerenga chiwembu:

"Yesu Khristu, chiyembekezo ndi chithandizo, Mary, yemwe anali namwali, Yesu, adadutsa mlengalenga, zikwama za ndalama zanyamula, matumba anatseguka, ndalama zinagwera. Ine, kapoloyo Mulungu (kutchula dzina lake), pansi adayendayenda, anasonkhanitsa ndalama, anatenga kunyumba, anayatsa makandulo, anapereka yekha. Makandulo, kuwotcha, ndalama, bwerani kwanu! Kwa nthawi zonse! Ameni! ".

Pitirizani kuyang'ana lawi la moto ndikuganiza momwe zinthu zakuthupi zikuchulukira. Makandulo ayenera kutenthedwa, ndi kusonkhanitsa sera yotsalira ndikunyamula thumba lanu, ngati chithumwa.

Kuti muthe kusintha ndalama zanu, mukhoza kutenga "kusamba". Ndikofunika kusamba madzi ofunda ndikuyikapo zinthu zazing'ono zomwe ziri mnyumba, mwachitsanzo, gwiritsani ntchito mabanki omwe alipo kale. Kusamba, taganizirani momwe chuma chikuchulukira.