Posakhalitsa wotetezeka mnyumbamo anali chizindikiro cha chitukuko, tsopano icho chikukhala chinthu chodziwika bwino ngakhale kwa anthu omwe ali olemera bwino. Tikukhala pa nthawi imene mabanki ataya kale chidaliro cha depositors, ndipo ngakhale ndalama zing'onozing'ono zingakhale zolinga za olowa. Malo osungirako apinda panyumba adzabwera mobwerezabwereza kwa inu kamodzi, chifukwa iwo apangidwa osati kusunga ndalama basi.
Pang'ono ndi otetezeka m'nyumba mwanu
Pansi pa mawu akuti "ang'ono" wogula aliyense amatanthauza kukula kwake. Kwa wopanga, ichi ndi chitsanzo choyenera. Choncho, ntchito yanu ndiyomwe mukufuna kudziwa kuti ndi zotani zomwe zimasankhidwa kusankha mini safes ya nyumba, komwe kuli bwino kukhala nazo, komanso ngati pali zina zofunika. Malinga ndi mayankhowo, muzipatsidwa zotsatirazi:
- Njira yotetezeka kwambiri imagwiritsidwa ntchito posungirako zokongoletsera. Bokosi ili likuwoneka ngati chifuwa kapena vuto. Muyike mokhazikika m'kapu yowonjezera kapena tebulo la desiki. Panthawi imodzimodziyo, kudalirika kumakhalabe pamtunda, ndipo nthawizonse n'zotheka kupeza zitsanzo zomwe saopa moto.
- Buku laching'ono lotetezedwa ndi chitsulo ndilo njira yabwino yothetsera mabanki kapena zinthu zamtengo wapatali. Kunja, zikuwoneka ngati bukhu lopangidwa. Ambiri amabisala mumabuku a mabuku pakati pa mabuku owerengeka. Maofesi ameneĊµa nthawi zambiri amasankhidwa ngati mphatso.
- Chosungiramo chaching'ono chosungiramo ndalama ndi chimodzi mwa njira zotchuka kwambiri. Khomo la khomo lakunja liri ndi mphamvu zoposa nthawi zonse. Chitsanzochi chimayikidwa muzitsulo zing'onozing'ono m'makoma ndi zojambula. Zina mwa zitsanzo zomwe zili mkatizi nthawi zambiri zimatsutsa komanso zimakhala zosagwira ntchito.
- Pansi pa kanyumba kochepa ka ndalama, mutha kumvetsa chitsanzo chomwe chimayikidwa mwachindunji mu mipando. Mu chipinda, pazenera zamatabwa ndi malo ena alionse mnyumbamo. Njirayi ikhoza kugwiritsidwa ntchito pophatikiza ndalama pamodzi ndi zikalata, zingakhale ndi nthambi zokongoletsera.
Mosasamala mtundu wosankhidwa wawung'ono wotetezeka, pali malangizo angapo okhudza malo ake osankhika ndi omangidwe. Mwachitsanzo, musayikemo m'chipinda chodyera, kukhitchini kapena ku ofesi - zipindazi ndizo chidwi kwambiri ndi anthu omwe amalowa m'zipinda zambiri. Zimalangizidwa kuti musankhe malo osungirako malo kapena malo oyendamo, loggia kapena malo ena osinthika. Pa zifukwa zomveka, muyenera kusankha munthu wopanga zodalirika kwambiri ndipo musakhale waulesi kuti mupeze nthawi yophunzira chitsanzo chosankhidwa: funsani mlangizi za kukula kwa khoma lotetezeka, momwe zimakhazikitsira m'malo ndi lolo lokha.